RNS Number : 8130Q
Swedbank AB
29 January 2026
Press Release
29 January 2026
Swedbank's Full-year report 2025
Swedbank´s President and CEO Jens Henriksson comments: "2025 was a successful year for Swedbank."
· Return on equity was 14.7 per cent for the quarter and 15.2 per cent for the full year 2025
· Proposed dividend of SEK 29.80 per share, including a special dividend of SEK 9.35
· Swedbank acquired Entercard and Stabelo
Financial information
Q4
Q3
Full-year
Full-year
SEKm
2025
2025
%
2025
2024
%
Total income
17 340
17 105
1
68 736
74 104
-7
Net interest income
10 775
10 819
0
44 000
49 267
-11
Net commission income
4 249
4 117
3
16 320
16 716
-2
Net gains and losses on financial items
982
847
16
3 227
3 687
-12
Other income¹
1 334
1 322
1
5 189
4 435
17
Total expenses
6 268
6 030
4
24 532
25 376
-3
Profit before impairments, bank taxes and resolution fees
11 072
11 075
0
44 203
48 728
-9
Impairment of tangible and intangible assets
0
0
0
790
-100
Credit impairments
355
-398
-34
-268
-87
Bank taxes and resolution fees
713
663
8
2 982
4 019
-26
Profit before tax
10 004
10 809
-7
41 255
44 187
-7
Tax expense
1 838
2 298
-20
8 496
9 320
-9
Profit for the period
8 166
8 512
-4
32 759
34 866
-6
Earnings per share, SEK, after dilution
7.22
7.53
28.98
30.86
Return on equity, %
14.7
16.0
15.2
17.1
C/I ratio
0.36
0.35
0.36
0.34
Common Equity Tier 1 capital ratio, %
17.8
19.7
17.8
19.8
Credit impairment ratio, %
0.07
-0.08
0.00
-0.01
1) Other income includes the items Net insurance, Share of profit or loss of associates and joint ventures, and Other income from the Group income statement.
Contact:
Maria Caneman, Head of Investor Relations
Phone: +46 72 238 32 10
E-mail: maria.caneman@swedbank.se
Hannes Mård, Head of Press
Phone: +46 73 057 41 95
Email: hannes.mard@swedbank.se
This information constitutes inside information that Swedbank is obliged to make public pursuant to the EU Market Abuse Regulation (EU nr 596/2014). The information was submitted for publication, through the agency of the contact person set out above, 29 January 2026, at 07:15 CET.
Swedbank empowers the many people and businesses to create a better future. Our vision is a financially sound and sustainable society. Swedbank Group is the leading bank with over 7 million retail customers and 550 000 corporate customers in our four home markets: Sweden, Estonia, Latvia and Lithuania. Swedbank Group is also present in other Nordic countries, the U.S. and China. Together we make your financial life easier. Find out more: www.swedbank.com
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